Under the Affordable Care Act, health insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts.
They don’t have to cover pre-existing conditions.
What insurance takes pre existing conditions?
A pre-existing condition is a health problem you had before the date that your new health coverage starts. Pre-existing conditions include epilepsy, cancer, diabetes, lupus, sleep apnea, and many more.
Can cancer patients get insurance after diagnosis?
Cancer patients and survivors are denied coverage because of pre- existing conditions. They have to pay more than they can afford for the care they need. The Affordable Care Act is improving the quality and cost of health care in the United States for people with cancer and those at risk for cancer.
What is a waiting period for a pre existing condition?
A prior or pre-existing condition is a condition or illness you were diagnosed with or were treated for before new health care coverage began. The wait time for your Medigap coverage to start is called a pre-existing condition waiting period.