Under current law, health insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts.
What is considered a pre existing medical condition?
A medical illness or injury that you have before you start a new health care plan may be considered a “pre-existing condition.” Conditions like diabetes, COPD, cancer, and sleep apnea, may be examples of pre-existing health conditions. They tend to be chronic or long-term.
Can cancer patients get insurance after diagnosis?
Cancer patients and survivors are denied coverage because of pre- existing conditions. They have to pay more than they can afford for the care they need. The Affordable Care Act is improving the quality and cost of health care in the United States for people with cancer and those at risk for cancer.
Is pregnancy considered a pre existing condition 2019?
You get this coverage even if you were pregnant before your coverage starts. Under the health care law pre-existing conditions are covered, including pregnancy. Some grandfathered individual health plans — the kind you buy yourself, not the kind you get through a job — aren’t required to cover pregnancy and childbirth.