Does Cancer Affect Travel Insurance?

It’s important to know that having cancer, or any other pre-existing condition, does not affect the cost of travel insurance.

When you get a quote, it’s based only on your age, your trip length, the cost of your trip and the type of plan you select.

Does having cancer affect travel insurance?

Many insurers are reluctant to cover cancer patients, or anyone with a pre-existing medical condition, because they are considered more likely to make a claim. Some mainstream insurers will agree to insure your trip, but will exclude cover for any claim that is related to cancer.

Can I fly if I have cancer?

Many patients with active cancer can fly safely. If you have concerns about your fitness for flying, ask your doctor — some cancer patients (such as those who have had lung-related problems, edema, or recent surgery) might be at risk for complications if they fly.

Can you go abroad if you have cancer?

If you are thinking about travelling during treatment, talk to your cancer doctor or nurse about your risk of infection. Your risk of getting an infection will be higher at some times than others. Most people are fine a few weeks after treatment is over. After the first year, you can usually travel abroad.

What medical conditions do you have to declare for travel insurance?

Other medical conditions that you will need to declare to claim travel insurance include, cancer and high cholesterol and even conditions that you have recently had, such as a heart attack or stroke, as these increase the risk of needing medical treatment abroad.

Do I have to declare cancer on travel insurance?

Travel insurance for cancer is designed to protect you should cancer or the medications you take for it cause you any problems on holiday. It can cover you if you have to cancel your trip, require emergency medical attention abroad and for the costs to get you home.

Do I need to declare previous cancer for travel insurance?

Yes, when you take out travel insurance, you must declare any health issues and answer questions honestly, or risk having all claims rejected. Most insurers use trigger questions to determine whether you need to declare specific conditions.

How long can you stay on chemo?

For most cancers where palliative chemotherapy is used, this number ranges from 3-12 months. The longer the response, the longer you can expect to live.

Can you sit in the sun when having chemotherapy?

Sun Exposure

Certain forms of chemotherapy can make patients more sensitive to the sun. Try to limit your sun exposure between 10:00 am and 3:00 pm, which is when the sun’s rays are strongest. Use sunscreen with an SPF of 30 or higher and reapply it often, especially after sweating or swimming.

How many rounds of chemo can a person have?

You may need four to eight cycles to treat your cancer. A series of cycles is called a course. Your course can take 3 to 6 months to complete — and you may need more than one course of chemo to beat the cancer. The Abramson Cancer Center of the University of Pennsylvania: “Chemotherapy: The Basics.”