Question: Does My Blue Cross Blue Shield Cover International Travel?

Though many Blue Cross Blue Shield plans cover international care in emergency situations, GeoBlue plans offer the most complete set of benefits and access to services like emergency medical evacuation, which might not be covered by your regular plan.

Does Blue Cross Blue Shield cover out of the country?

Blue Cross Blue Shield members have access to medical assistance services, doctors and hospitals in most countries around the world. To learn more about your international coverage visit BCBS Global® Core or contact your local BCBS company.

Does my health insurance cover international travel?

Won’t my regular health insurance cover me abroad? Most regular health insurance plans provide partial or no coverage while you are traveling in another country. For Medicare, there is never coverage abroad. Countries with ‘universal health care’ might assist with minor needs, but they are under no obligation to do so.

What states does Blue Cross Blue Shield Cover?

Member companies

  • Anthem BlueCross and BlueShield. Colorado. Connecticut. Georgia. Indiana. Kentucky. Maine. Missouri (excluding 30 counties in the Kansas City area) Nevada. New Hampshire. Ohio.
  • Anthem Blue Cross (California)
  • Blue Cross Blue Shield of Georgia.
  • Empire BlueCross BlueShield (New York)

Do I need medical travel insurance for Europe?

Before buying a special medical insurance policy for your trip, check with your medical insurer — you might already be covered by your existing health plan. While many US insurers cover you overseas, Medicare does not. If you travel frequently to Europe, multitrip annual policies can save you money.

How much does international travel medical insurance cost?

How much does Travel Medical Insurance cost? Since travel medical insurance does not provide trip cancellation and other package-like benefits, the cost of the plan is often quite economical. A typical single trip travel medical plan can range from $40-$80 for a relatively short overseas trip.

Does Blue Cross Blue Shield cover you in Europe?

Though many Blue Cross Blue Shield plans cover international care in emergency situations, GeoBlue plans offer the most complete set of benefits and access to services like emergency medical evacuation, which might not be covered by your regular plan.

Does Health Insurance Work out of country?

Although many health insurance companies will pay “customary and reasonable” hospital costs abroad, very few will pay for your medical evacuation back to the United States, according to the U.S. State Department. Some premium cards cover evacuation to the nearest hospital and other accident benefits.

Is travel insurance worth the cost?

For most trips the cost of the insurance isn’t excessive and since travel is a sizable expense for most people, it’s probably worth the piece of mind. Many credit cards have travel insurance coverage.

How much does travel insurance cost?

In general, you should expect a plan will cost anywhere from 4%-10% of your total pre-paid, nonrefundable trip cost. For example, if you purchased a trip with a total cost of $5,000, travel insurance policies available to you will likely range in price from $250-$500, depending on variables.

How much travel insurance do I need for Europe?

Minimum coverage of at least 30,000 EUR (equivalent to 50,000 USD). It should cover all member states of the Schengen Area. Cover any expenses which might arise in connection with repatriation for medical reasons, urgent health attention and/or emergency hospital treatment or death.

What is a pre existing condition for travel insurance?

In the realm of travel insurance, a pre-existing condition refers to a medical condition that you are diagnosed with prior to leaving for your trip. A pre-existing condition can rage from a number of things like pregnancy, diabetes, or asthma, to more severe heart conditions, respiratory problems, or cancer.

Does my credit card cover travel insurance?

Your card doesn’t offer coverage.

While many credit cards offer auto rental insurance, other protections are less common. “Most credit cards do not cover medical expenses or emergency evacuation expenses incurred abroad, and they are usually not covered by your regular health insurance.”