Does Travel Insurance Cover Cancellation Due Bad Weather?

In the event of a covered hurricane or other unforeseen severe weather, travel insurance provides coverage under the Trip Cancellation and Interruption benefit.

If your trip is cancelled for a covered reason, we will refund the pre-paid, forfeited, non-refundable trip costs trip up to the limit of coverage.

Does travel insurance cover flight cancellations?

Trip Cancellation Coverage reimburses you for pre-paid, non-refundable expenses if you need to cancel your trip before you depart. Covered reasons to cancel your trip: Sickness, injury, or death of you, a family member, or a traveling companion. Hurricane damages your destination or cancels your flight.

What is a covered reason for trip cancellation?

Typical covered reasons for trip cancellation/interruption include: Injury or illness of insured, travel companion, family member, or business partner. Hurricane or natural disaster strikes destination. Bankruptcy or financial default of travel company. Terrorism or mandatory evacuation at destination.

Does holiday insurance cover bad weather?

Your travel insurer will not need to pay out if your flight is cancelled due to poor weather as the airline will cover the cost. For example, if you cannot get a refund on hotels and other holiday expenses, such as booked day trips or car hire, a comprehensive policy should reimburse you for these irredeemable costs.

Are hurricanes covered by travel insurance?

It’s not too late to purchase travel insurance for your vacation, but it may be too late for insurance to cover you for potential losses caused by the storm. When a hurricane (or other severe weather) becomes a named storm, it also becomes a “foreseeable event” with known potential to affect your travel.