If your travel insurance plan has trip cancellation coverage that lists family member’s death as a covered reason for cancelling your trip, then yes you will have coverage.
You’ll need to know what constitutes a family member according to your plan.
Does travel cancellation insurance cover death in family?
If you have to cancel an insured trip because a family member unexpectedly dies, travel insurance will reimburse you for your pre-paid trip expenses.
Does travel insurance cover death?
Most travel insurance policies will pay benefits to a policyholder’s estate or beneficiaries if they pass away on their trip. You can compare policies in the table below which shows how more than 20 different insurers will cover accidental death.
What is a covered reason for trip cancellation?
Typical covered reasons for trip cancellation/interruption include: Injury or illness of insured, travel companion, family member, or business partner. Hurricane or natural disaster strikes destination. Bankruptcy or financial default of travel company. Terrorism or mandatory evacuation at destination.
Does travel insurance cover you if you have to cancel your holiday?
Trip Cancellation Coverage reimburses you for pre-paid, non-refundable expenses if you need to cancel your trip before you depart. Insurance companies provide a list of covered reasons for trip cancellation, an overview of typical covered reasons is below. Bankruptcy of your travel supplier. Called for jury duty.