Most insurance providers won’t cover you for delays and missed connections caused by the airline.
If you miss your flight and it’s not the airline’s fault, then the airline has no obligation to compensate you.
Some insurance providers will cover missed connections if the airline is not obliged to pay compensation.
What does missed connection mean on travel insurance?
Trip delay insurance covers expenses incurred because of a defined delay. However, missed connection trip insurance covers expenses that stem directly from missing a connection due to unforeseen circumstances that are out of the traveler’s control.
What happens if your flight gets delayed and you miss your connection?
If the missed connection is the airline’s fault (a delayed initial flight due to mechanical problems, for example), the airline should rebook you on the next available flight. If the next outbound flight is the following morning, the airline should either book you on another airline or provide accommodations and meals.
Can you claim money back for missed flights?
When you miss your flight but you aren’t entitled to compensation, you may still be able to get a refund for the taxes you paid. If you miss your flight the airline doesn’t have to pay any passenger-bound taxes to the airport. But you’ve already paid these taxes, which can comprise 25% of your ticket price.
Does travel insurance cover overbooking?
Most travel insurance policies will not cover for seat bumping simply because it is the airline’s responsibility to help passengers make alternative arrangements and compensate travellers.