There is no clear cut yes or no answer for missed flights being covered by travel insurance, but in a nutshell, you would be covered if you missed your flight for an insured reason.
However, if you miss a connecting flight because of travel delays caused by the airline, then you wouldn’t be covered.
Does travel insurance cover if you miss your flight?
Most insurance providers won’t cover you for delays and missed connections caused by the airline. If you miss your flight and it’s not the airline’s fault, then the airline has no obligation to compensate you. Some insurance providers will cover missed connections if the airline is not obliged to pay compensation.
Does travel insurance cover if you get sick?
Does Travel Insurance Cover if I Get Sick or I Just Want to Go Home? Yes, and no. Trip interruption coverage reimburses a traveler up to 150% of their unused pre-paid trip costs if they have to end their trip and return home for a covered reason.
What happens if you miss your flight due to traffic?
If you miss your flight for any reason, even if that reason is that you overslept, the airline will get you on the next available flight free of charge as long as you show up within four hours. Fortunately, if that advice is coming a bit too late then they do offer a cut-price flight.
What is a covered reason for trip cancellation?
Typical covered reasons for trip cancellation/interruption include: Injury or illness of insured, travel companion, family member, or business partner. Hurricane or natural disaster strikes destination. Bankruptcy or financial default of travel company. Terrorism or mandatory evacuation at destination.