Travel insurance coverage for illness does not include paying for your unused pre-paid trip expenses if the illness is related to a pre-existing condition.
Pre-existing medical condition limits do not apply to emergency medical evacuation and repatriation.
What is a covered reason for trip cancellation?
Typical covered reasons for trip cancellation/interruption include: Injury or illness of insured, travel companion, family member, or business partner. Hurricane or natural disaster strikes destination. Bankruptcy or financial default of travel company. Terrorism or mandatory evacuation at destination.
Does travel insurance cover pet illness?
Travel Insurance if My Pet Dies
Unfortunately, for travelers with pets, the Trip Cancellation benefit does not provide reimbursement to cancel your trip due to the death of a pet. However, some policies can cover your for an illness, injury, or death of your service animal.
What is covered under travel insurance?
Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically.
Does any travel insurance cover mental illness?
Under the Mental Health Parity Act and Affordable Care Act, health insurance companies are required to provide mental health coverage if they cover physical illnesses. But travel insurance isn’t included in those laws.