You Wait Too Long
To get the best rates and coverage amounts, you need to buy travel insurance within 10 to 15 days of booking your travel reservations.
After this date, you might have to pay a higher premium or settle for a reduced policy.11 Sep 2018
How far in advance do I need to buy travel insurance?
WHEN SHOULD I BUY TRAVEL INSURANCE? The best time to buy travel insurance is within 15 days of making the first deposit on your trip, since buying early can often qualify you for bonus coverages. However, many plans let you buy coverage up until the day before you leave.
Can you buy travel insurance after starting your trip?
Thankfully, we discovered it is possible to get travel insurance whilst already abroad—whether you forgot to buy insurance before departure or you want to travel for more than a year. While most companies don’t allow you to buy travel insurance after departure, there are a few reliable insurers that do.1 Feb 2018
Should you get travel insurance before booking flights?
You can buy travel insurance anytime, even if you haven’t made any trip payments at all. However, Squaremouth recommends buying shortly after making your first trip payment. This will ensure you have coverage for any unforeseen occurrences between booking and departing.1 May 2018
How late can you book travel insurance?
For travel medical insurance policies without Trip Cancellation coverage, travelers may be able to buy a policy after their departure date. For a better variety, travelers looking for Trip Cancellation coverage should purchase at least 24 hours before departure.16 May 2012