Quick Answer: How Much Medical Cover Do I Need Travel Insurance?

Full medical cover

To make sure you have the cover you need your policy should include: £1 million of cover for medical expenses in Europe.

£2 million in medical cover for areas outside Europe.

A 24-hour helpline that lets you phone your insurance company in an emergency.

Does travel insurance cover medical expenses?

However, medical and medical evacuation benefits are built into most travel insurance policies, and can cover you in multiple countries while you’re traveling. Emergency Medical coverage can reimburse you for the costs associated with medical treatment for an illness or injury during your trip.

The legal expenses section of a travel insurance policy provides cover for your legal expenses up to the amount specified, if you have to claim compensation or damages from another person due to something that happened during the period of your insurance (whilst you were away on holiday).

How Much Does trip insurance cost?

In general, you should expect a plan will cost anywhere from 4%-10% of your total pre-paid, nonrefundable trip cost. For example, if you purchased a trip with a total cost of $5,000, travel insurance policies available to you will likely range in price from $250-$500, depending on variables.

How much medical evacuation insurance is enough?

How much coverage is enough? Squaremouth typically recommends travelers purchase between $50,000 and $100,000 of Medical Evacuation coverage. For travel to more remote locations, that recommendation increases to $250,000.