No, you’re not legally required to have travel insurance.
Some tour operators will insist you have a policy in place before they confirm your travel, especially to countries like the USA where there’s no public health service.
For peace of mind, you should ensure you and your loved ones are properly covered on holiday.
Why travel insurance is required?
Reason #3 travel insurance is a must: You don’t want minor mishaps to ruin your trip. Travel insurance can help make these situations better. Travel delay benefits can reimburse you for additional accommodation/travel expenses and lost prepaid expenses due to a covered departure delay of six or more hours.
Is it necessary to buy travel insurance before flying?
To qualify for full coverage, you almost always have to buy travel insurance within 15 days of booking your trip. Even if you have already booked your trip, you can usually buy travel insurance up to one day before you depart.
When should I get travel insurance?
Many travel insurance coverages require you to purchase your plan within a specified number of days (usually 10-14) of making that initial trip deposit if the coverage is to be in effect. In fact, buying travel insurance as soon as possible is essential in avoiding some common insurance ‘loopholes’.