Europe travel insurance is required if you are traveling to many countries in Europe, especially the Schengen countries.
Even in that case, they will not cover the emergency medical evacuation and repatriation of remains which are required by the Schengen travel insurance requirements set by the embassies/consulates.
Do you need insurance to travel to Europe?
Schengen Visa Insurance Requirements
Travel insurance must be valid throughout the territory of the member states and cover the entire period of stay. Many of the Schengen area countries will require a visa letter (see below) from your insurance company with proof that you meet the coverage requirements.
Do I need health insurance when traveling abroad?
While you may already have health insurance in the United States or whatever country you live in, you must understand that most private health insurance plans are not valid when traveling internationally. Medicare, Medicaid, and other government programs are also not valid abroad.
Do US citizens need travel insurance for Europe?
Even if insurance is not mandated and you do not need a visa (Americans do not need a visa to visit Europe for less than 90 days), travel medical insurance offered on this website are strongly recommended simply because health care is expensive in Europe and your US domestic insurance rarely travels beyond the US
What countries require travel insurance?
Countries That Require Travel Medical Insurance for Entry
- United States.
- European Schengen Countries.
- United Kingdom.
- United Arab Emirates.