Is Travel Insurance Really Necessary?

Since you have not pre-paid any expensive non-refundable trip costs, you are not concerned with trip cancellation or interruption coverage.

Buying travel insurance would give you coverage for lost baggage and travel delays, but this coverage alone might not be worth the cost.

Is travel insurance worth getting?

It probably covers more than cheap travel insurance too. If your credit card doesn’t cover travel issues, then generally I’d say yes, travel insurance is probably worth it. If the money you’re spending on a trip is more than you can comfortably lose, then spending a tiny bit more to cover it is definitely worth it.

Why is travel insurance necessary?

Travel insurance can offer protection against a range of unforeseen events, including; medical emergencies, flight cancellations, emergency accommodation and vehicle accidents. Here we go through some of the benefits which you might expect to enjoy by having insurance when you travel at home or abroad.

When should I buy trip insurance?

WHEN SHOULD I BUY TRAVEL INSURANCE? The best time to buy travel insurance is within 15 days of making the first deposit on your trip, since buying early can often qualify you for bonus coverages. However, many plans let you buy coverage up until the day before you leave.

Can you fly without travel insurance?

You don’t have to. You can travel anywhere in the world without travel insurance. Without travel insurance you could find yourself out of pocket if something goes wrong – anything from a few quid if you lose your passport, to hundreds of thousands of pounds if you need medical treatment on foreign shores.