Since you have not pre-paid any expensive non-refundable trip costs, you are not concerned with trip cancellation or interruption coverage.
Buying travel insurance would give you coverage for lost baggage and travel delays, but this coverage alone might not be worth the cost.
Is travel insurance worth the money?
For most trips the cost of the insurance isn’t excessive and since travel is a sizable expense for most people, it’s probably worth the piece of mind. Many credit cards have travel insurance coverage.26 Mar 2016
How much is a travel insurance cost?
In general, you should expect a plan will cost anywhere from 4%-10% of your total pre-paid, nonrefundable trip cost. For example, if you purchased a trip with a total cost of $5,000, travel insurance policies available to you will likely range in price from $250-$500, depending on variables.21 Jun 2019
Do you need travel insurance?
If you’re faced with a medical emergency, the Foreign and Commonwealth Office cannot pay for treatment or fly you home. However, a standard travel insurance policy can cover your medical costs while abroad, and even arrange repatriation flights if it’s medically necessary.1 Aug 2018
What is the point of travel insurance?
3 Reasons Why Travel Insurance is Worth It
Protect the cost of your trip if you have a travel delay or need cancellation. Offset added expenses due to a travel delay or lost, delayed or damaged luggage. Protect from expensive medical bills in case you are injured or become ill while traveling abroad.29 May 2019