Skip It: For flights
It can tempting to purchase trip cancellation insurance when a flight costs hundreds or thousands of dollars.
But the basic policies are usually not worth your money to insure just your flight if you know your rights as a passenger.
Is Travel Protection worth getting?
It probably covers more than cheap travel insurance too. If your credit card doesn’t cover travel issues, then generally I’d say yes, travel insurance is probably worth it. If the money you’re spending on a trip is more than you can comfortably lose, then spending a tiny bit more to cover it is definitely worth it.
How does trip cancellation insurance work?
Trip Cancellation Coverage reimburses you for pre-paid, non-refundable expenses if you need to cancel your trip before you depart. Covered reasons to cancel your trip: Sickness, injury, or death of you, a family member, or a traveling companion. Hurricane damages your destination or cancels your flight.
Can you buy trip cancellation insurance after booking?
You can purchase travel insurance anytime before the date of your departure. If you want a plan that includes valuable trip cancellation and trip interruption benefits, as well as benefits for existing medical conditions, you’ll want to purchase travel insurance as soon as possible after booking.
Should I get cancel for any reason travel insurance?
You must insure all your pre-paid trip costs. You must cancel your trip at least 2 days or 48 hours in advance. (Of course, if you develop any other covered reasons for regular trip cancellation any time before you depart, you can still cancel your trip and get up to 100% of your non-refundable trip cost back.)