Since you have not pre-paid any expensive non-refundable trip costs, you are not concerned with trip cancellation or interruption coverage.
Buying travel insurance would give you coverage for lost baggage and travel delays, but this coverage alone might not be worth the cost.
Is travel insurance worth getting?
It probably covers more than cheap travel insurance too. If your credit card doesn’t cover travel issues, then generally I’d say yes, travel insurance is probably worth it. If the money you’re spending on a trip is more than you can comfortably lose, then spending a tiny bit more to cover it is definitely worth it.
When should you buy travel insurance?
WHEN SHOULD I BUY TRAVEL INSURANCE? The best time to buy travel insurance is within 15 days of making the first deposit on your trip, since buying early can often qualify you for bonus coverages. However, many plans let you buy coverage up until the day before you leave.
Why is travel insurance necessary?
Reason #3 travel insurance is a must: You don’t want minor mishaps to ruin your trip. Travel insurance can help make these situations better. Travel delay benefits can reimburse you for additional accommodation/travel expenses and lost prepaid expenses due to a covered departure delay of six or more hours.
Should I buy travel insurance before booking flight?
You can buy travel insurance anytime, even if you haven’t made any trip payments at all. However, Squaremouth recommends buying shortly after making your first trip payment. This will ensure you have coverage for any unforeseen occurrences between booking and departing.