A pre-existing condition is any injury, illness, disease or other medical condition that occurs prior to the travel plan’s effective date and for which you had symptoms and sought diagnosis, medical treatment, and/or new prescription medications or a change in your current prescription.
What is considered a preexisting condition for travel insurance?
Allianz Global Assistance defines a pre-existing medical condition as: An injury, illness, or medical condition that, within the 120 days prior to and including the purchase date of your policy: Caused a person to seek medical examination, diagnosis, care, or treatment by a doctor; Presented symptoms; or.
Can you get travel insurance if you have a pre existing condition?
In the realm of travel insurance, a pre-existing condition refers to a medical condition that you are diagnosed with prior to leaving for your trip. A pre-existing condition can rage from a number of things like pregnancy, diabetes, or asthma, to more severe heart conditions, respiratory problems, or cancer.
What is a pre existing medical condition?
A pre-existing condition is defined as any injury, illness, sickness, disease, or other physical, medical, mental or nervous condition, disorder or ailment that, with reasonable medical certainty, existed at the time of application or at any time during the X years prior to the effective date of the insurance, whether
What medical conditions are covered by travel insurance?
Pre-existing Medical Conditions For Travel Insurance
- Diabetes (1 and 2)
- Heart Conditions.
- High Blood Pressure.
- High Cholesterol.