Quick Answer: What Travel Insurance Does Not Cover?

Travel insurance will not cover you if try to make a claim resulting from a sport or activity that isn’t covered by your policy.

This can apply to cover for injuries and illness (medical), as well as equipment loss/damage and any personal financial losses.

What is covered with travel insurance?

Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically.

Does travel insurance cover missing flight?

There is no clear cut yes or no answer for missed flights being covered by travel insurance, but in a nutshell, you would be covered if you missed your flight for an insured reason. However, if you miss a connecting flight because of travel delays caused by the airline, then you wouldn’t be covered.

What is a covered reason for trip cancellation?

Typical covered reasons for trip cancellation/interruption include: Injury or illness of insured, travel companion, family member, or business partner. Hurricane or natural disaster strikes destination. Bankruptcy or financial default of travel company. Terrorism or mandatory evacuation at destination.

What is covered under Allianz travel insurance?

Travel insurance from Allianz Global Assistance covers losses resulting from unforeseen pregnancy complications, such as pre-eclampsia or pre-term labor. This means if you must cancel or interrupt a trip because of a covered pregnancy complication, your travel insurance may reimburse you for nonrefundable trip costs.