Question: When Should You Take Out Travel Insurance?

The best time to buy travel insurance is within 15 days of making the first deposit on your trip, since buying early can often qualify you for bonus coverages.

However, many plans let you buy coverage up until the day before you leave.

When should we buy travel insurance?

Many travel insurance coverages require you to purchase your plan within a specified number of days (usually 10-14) of making that initial trip deposit if the coverage is to be in effect. In fact, buying travel insurance as soon as possible is essential in avoiding some common insurance ‘loopholes’.

Can I buy travel insurance on the day I leave?

You can buy travel insurance up to the day before you leave on your trip, but depending on when you made your first trip payment (for airfare, a tour, or lodging, for example), you may not have some of the coverage listed in your plan.

Can you buy travel insurance after booking a flight?

The good news is that, in most cases, you can obtain travel insurance up until the day before your trip actually begins. You can definitely purchase travel insurance even after you buy the plane tickets. Most travel agencies will actually purchase plane tickets and insurance policies almost simultaneously.

Is travel insurance worth getting?

It probably covers more than cheap travel insurance too. If your credit card doesn’t cover travel issues, then generally I’d say yes, travel insurance is probably worth it. If the money you’re spending on a trip is more than you can comfortably lose, then spending a tiny bit more to cover it is definitely worth it.