The best travel insurance for pre-existing conditions is the OneTrip Prime Plan from Allianz Global Assistance, which includes abundant coverage for covered emergency medical expenses overseas (up to $25,000).
Is there any travel insurance that covers pre existing conditions?
What’s even better — the majority of comprehensive travel insurance plans will also cover pre-existing medical conditions. And, there’s no additional charge. However, in order to get coverage for pre-existing conditions, you must qualify and obtain a pre-existing medical conditions waiver.
Can I buy health insurance with a pre existing condition?
Yes. Under the Affordable Care Act, health insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts. They don’t have to cover pre-existing conditions.
What medical conditions do you need to declare for travel insurance?
Other medical conditions that you will need to declare to claim travel insurance include, cancer and high cholesterol and even conditions that you have recently had, such as a heart attack or stroke, as these increase the risk of needing medical treatment abroad.
What is classed as a pre existing medical condition for travel insurance?
What is classed as a pre-existing medical condition? Travel insurers class a “pre-existing medical condition” as an illness that you have had symptoms of or treatment for before your insurance being taken out, regardless of whether this is short-term or long-term.